:root{--cream:#f9f8f4;--cream-dark:#f0efe8;--navy:#1b2a4a;--navy-light:#2a3d66;--teal:#2a9d8f;--teal-light:#3ab8a8;--gold:#c9a84c;--gold-light:#e0c36a;--coral:#e76f51;--green:#2d6a4f;--purple:#7b5ea7;--blue:#4a7fc4;--orange:#e6953a;--text:#2c2c2c;--text-light:#666;--text-muted:#999;--border:#ddd;--shadow:rgba(27,42,74,0.08);--shadow-hover:rgba(27,42,74,0.15);--font-display:'Playfair Display',Georgia,serif;--font-body:'Plus Jakarta Sans','Segoe UI',sans-serif;--font-mono:'JetBrains Mono','Consolas',monospace;--max-width:1200px;--content-width:800px;}body{margin:0;padding:0;font-family:var(--font-body);font-size:1rem;line-height:1.7;color:var(--text);background-color:var(--cream);background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='800' height='800'%3E%3Cg stroke='%231b2a4a' fill='none' opacity='0.06' stroke-width='1.5' stroke-linecap='round' stroke-linejoin='round'%3E%3C!-- MORTGAGE:House with price tag --%3E%3Cpath d='M60 100 L95 65 L130 100'/%3E%3Crect x='68' y='100' width='54' height='40' rx='2'/%3E%3Crect x='80' y='112' width='18' height='28'/%3E%3Cpath d='M110 80 L110 68 L120 68 L120 90'/%3E%3Cpath d='M135 85 L155 85 L155 100 L140 100' stroke-dasharray='3,3'/%3E%3Ctext x='143' y='96' font-size='10' fill='%231b2a4a' opacity='0.06' font-family='sans-serif' stroke='none'>$</text>%3E%3C!-- AFFORDABILITY:Scale/balance --%3E%3Cline x1='280' y1='60' x2='280' y2='100'/%3E%3Cline x1='250' y1='72' x2='310' y2='72'/%3E%3Cpath d='M250 72 L240 92 L260 92 Z'/%3E%3Cpath d='M310 72 L300 92 L320 92 Z'/%3E%3Ccircle cx='250' cy='86' r='2' fill='%231b2a4a' opacity='0.06'/%3E%3C!-- DEBT PAYOFF:Snowball rolling downhill --%3E%3Cpath d='M440 55 Q470 65 490 95 Q500 115 510 120'/%3E%3Ccircle cx='448' cy='58' r='6'/%3E%3Ccircle cx='472' cy='75' r='10'/%3E%3Ccircle cx='502' cy='105' r='16'/%3E%3Cpath d='M435 120 L520 120' stroke-dasharray='4,4'/%3E%3C!-- EMERGENCY FUND:Shield with dollar --%3E%3Cpath d='M660 55 L685 45 L710 55 L710 85 Q685 110 660 85 Z'/%3E%3Cpath d='M682 65 C678 62,672 64,672 68 C672 72,682 72,682 76 C682 80,674 82,670 79'/%3E%3Cline x1='678' y1='60' x2='678' y2='85'/%3E%3C!-- SAVINGS GOAL:Mountain peak with flag --%3E%3Cpath d='M45 280 L85 210 L125 280'/%3E%3Cline x1='85' y1='210' x2='85' y2='195'/%3E%3Cpath d='M85 195 L100 200 L85 205'/%3E%3Cpath d='M55 265 Q70 250 80 250' stroke-dasharray='3,3'/%3E%3C!-- COMPOUND INTEREST:Exponential growth curve with coins --%3E%3Cpath d='M220 280 Q250 278 280 270 Q320 250 350 200 Q370 170 380 140'/%3E%3Cline x1='215' y1='285' x2='385' y2='285'/%3E%3Cline x1='215' y1='135' x2='215' y2='285'/%3E%3Ccircle cx='380' cy='140' r='8'/%3E%3Cpath d='M376 138 C374 136,370 137,370 140 C370 143,376 143,376 145' stroke-width='1'/%3E%3Ccircle cx='350' cy='200' r='5'/%3E%3Ccircle cx='320' cy='248' r='4'/%3E%3C!-- RETIREMENT:Sunset with rocking chair --%3E%3Ccircle cx='530' cy='230' r='30'/%3E%3Cline x1='470' y1='260' x2='590' y2='260'/%3E%3Cpath d='M500 260 L505 240 L525 240 L530 255'/%3E%3Cpath d='M505 240 Q510 230 515 240'/%3E%3Cpath d='M497 260 Q495 270 500 275'/%3E%3Cpath d='M533 260 Q535 270 530 275'/%3E%3C!-- NET WORTH:Trophy/cup --%3E%3Cpath d='M700 210 L700 240 Q700 260 720 265 Q740 260 740 240 L740 210'/%3E%3Cline x1='700' y1='210' x2='740' y2='210'/%3E%3Cpath d='M700 218 Q685 218 685 230 Q685 240 700 240'/%3E%3Cpath d='M740 218 Q755 218 755 230 Q755 240 740 240'/%3E%3Cline x1='710' y1='265' x2='730' y2='265'/%3E%3Crect x='708' y='265' width='24' height='6' rx='2'/%3E%3C!-- TRUE HOURLY WAGE:Clock with dollar sign --%3E%3Ccircle cx='80' cy='440' r='28'/%3E%3Cline x1='80' y1='440' x2='80' y2='420'/%3E%3Cline x1='80' y1='440' x2='95' y2='445'/%3E%3Ccircle cx='80' cy='440' r='2' fill='%231b2a4a' opacity='0.06'/%3E%3Cpath d='M115 430 L125 425 L125 455 L115 450' stroke-dasharray='2,2'/%3E%3Ctext x='118' y='443' font-size='10' fill='%231b2a4a' opacity='0.06' font-family='sans-serif' stroke='none'>$</text>%3E%3C!-- FREELANCE:Laptop with rate --%3E%3Crect x='240' y='425' width='55' height='35' rx='3'/%3E%3Cpath d='M233 460 L302 460 L297 467 L238 467 Z'/%3E%3Cline x1='255' y1='438' x2='280' y2='438' stroke-width='1'/%3E%3Cline x1='255' y1='445' x2='273' y2='445' stroke-width='1'/%3E%3Cpath d='M300 430 L320 425'/%3E%3Ctext x='305' y='425' font-size='9' fill='%231b2a4a' opacity='0.06' font-family='sans-serif' stroke='none'>$/hr</text>%3E%3C!-- SIDE HUSTLE:Light bulb with coins --%3E%3Cpath d='M460 420 Q440 430 440 450 Q440 460 450 465 L470 465 Q480 460 480 450 Q480 430 460 420'/%3E%3Cline x1='452' y1='465' x2='452' y2='472'/%3E%3Cline x1='468' y1='465' x2='468' y2='472'/%3E%3Cline x1='450' y1='472' x2='470' y2='472'/%3E%3Cpath d='M460 435 L460 450 M453 443 L467 443'/%3E%3Cellipse cx='495' cy='460' rx='8' ry='3'/%3E%3Cellipse cx='495' cy='457' rx='8' ry='3'/%3E%3C!-- RENT VS BUY:Two houses with vs --%3E%3Cpath d='M620 430 L640 415 L660 430'/%3E%3Crect x='625' y='430' width='30' height='20'/%3E%3Cpath d='M700 430 L720 415 L740 430'/%3E%3Crect x='705' y='430' width='30' height='20'/%3E%3Ctext x='675' y='435' font-size='11' fill='%231b2a4a' opacity='0.06' font-family='sans-serif' stroke='none'>vs</text>%3E%3C!-- REFINANCE:Downward arrow with percent --%3E%3Cpath d='M80 600 L80 640'/%3E%3Cpolygon points='70,635 90,635 80,648' fill='%231b2a4a' opacity='0.06'/%3E%3Ccircle cx='95' cy='610' r='4'/%3E%3Ccircle cx='107' cy='625' r='4'/%3E%3Cline x1='110' y1='607' x2='92' y2='628'/%3E%3C!-- PIE CHART with segments --%3E%3Ccircle cx='270' cy='620' r='25'/%3E%3Cline x1='270' y1='620' x2='270' y2='595'/%3E%3Cline x1='270' y1='620' x2='292' y2='630'/%3E%3Cline x1='270' y1='620' x2='250' y2='635'/%3E%3C!-- RISING STEPS (wealth building) --%3E%3Cpath d='M430 650 L430 640 L450 640 L450 625 L470 625 L470 608 L490 608 L490 590 L510 590'/%3E%3Cpath d='M510 590 L505 595 M510 590 L515 595'/%3E%3C!-- CALCULATOR with equals sign --%3E%3Crect x='630' y='590' width='50' height='65' rx='6'/%3E%3Crect x='638' y='598' width='34' height='14' rx='2'/%3E%3Ccircle cx='645' cy='622' r='3'/%3E%3Ccircle cx='660' cy='622' r='3'/%3E%3Ccircle cx='645' cy='636' r='3'/%3E%3Ccircle cx='660' cy='636' r='3'/%3E%3Crect x='670' y='620' width='3' height='20' rx='1' fill='%231b2a4a' opacity='0.06'/%3E%3Cline x1='680' y1='627' x2='692' y2='627' stroke-width='1.5'/%3E%3Cline x1='680' y1='633' x2='692' y2='633' stroke-width='1.5'/%3E%3C!-- Scattered hand-drawn dots and marks --%3E%3Ccircle cx='180' cy='140' r='2' fill='%231b2a4a' opacity='0.04'/%3E%3Ccircle cx='195' cy='155' r='2' fill='%231b2a4a' opacity='0.04'/%3E%3Ccircle cx='560' cy='140' r='2' fill='%231b2a4a' opacity='0.04'/%3E%3Cpath d='M380 350 Q390 340 400 350 Q410 360 420 350' opacity='0.04'/%3E%3Cpath d='M170 510 Q180 500 190 510' opacity='0.04'/%3E%3Cpath d='M560 500 L570 490 L580 500' opacity='0.04'/%3E%3C/g%3E%3C/svg%3E");-webkit-font-smoothing:antialiased;}.nav{background:var(--navy);padding:0 24px;position:sticky;top:0;z-index:100;box-shadow:0 2px 8px rgba(0,0,0,0.15);}.nav-inner{max-width:var(--max-width);margin:0 auto;display:flex;align-items:center;justify-content:space-between;height:56px;}.nav-brand{font-family:var(--font-display);font-size:26px;font-weight:700;color:#ffffff;text-decoration:none;}.nav-brand span{color:var(--teal);}.nav-links{display:flex;align-items:center;gap:1px;}.nav-links a{font-family:var(--font-body);font-size:0.88rem;font-weight:500;color:rgba(255,255,255,0.75);text-decoration:none;padding:6px 12px;border-radius:6px;transition:all 0.2s;position:relative;white-space:nowrap;}.nav-links a:hover{background:rgba(255,255,255,0.1);color:#ffffff;}.nav-links a.active{color:#ffffff;font-weight:600;background:rgba(42,157,143,0.25);}.nav-links a.active::after{content:'';position:absolute;bottom:0;left:8px;right:8px;height:2px;background:var(--teal);border-radius:2px;}.nav-links a[data-cluster="mortgage"]:hover,.nav-links a[data-cluster="mortgage"].active{color:var(--green);}.nav-links a[data-cluster="mortgage"].active::after{background:var(--green);}.nav-links a[data-cluster="debt"]:hover,.nav-links a[data-cluster="debt"].active{color:var(--orange);}.nav-links a[data-cluster="debt"].active::after{background:var(--orange);}.nav-links a[data-cluster="income"]:hover,.nav-links a[data-cluster="income"].active{color:var(--blue);}.nav-links a[data-cluster="income"].active::after{background:var(--blue);}.nav-links a[data-cluster="investing"]:hover,.nav-links a[data-cluster="investing"].active{color:var(--purple);}.nav-links a[data-cluster="investing"].active::after{background:var(--purple);}.nav-links a[data-cluster="about"]:hover,.nav-links a[data-cluster="about"].active{color:var(--text-muted);}.nav-hamburger{display:none;cursor:pointer;font-size:24px;background:none;border:none;color:#ffffff;padding:8px;}.hero{text-align:center;padding:80px 24px 60px;max-width:var(--max-width);margin:0 auto;}.hero h1{font-family:var(--font-display);font-size:clamp(2rem,5vw + 1rem,3.5rem);color:var(--navy);margin:0 0 16px;line-height:1.15;letter-spacing:-1px;}.hero h1 span{color:var(--teal);}.hero .subtitle{font-size:1.2rem;color:var(--text-light);max-width:600px;margin:0 auto 32px;line-height:1.6;}.tools-section{max-width:var(--max-width);margin:0 auto;padding:0 24px 60px;}.tools-section h2{font-family:var(--font-display);font-size:clamp(1.5rem,3vw + 0.5rem,2rem);color:var(--navy);text-align:center;margin:0 0 12px;}.tools-section .section-desc{text-align:center;color:var(--text-light);margin:0 0 40px;font-size:1.05rem;}.cluster-label{font-family:var(--font-body);font-size:0.8rem;font-weight:600;text-transform:uppercase;letter-spacing:1.5px;margin:48px 0 20px;padding-bottom:8px;border-bottom:2px solid var(--border);}.cluster-label.mortgage{color:var(--green);border-color:var(--green);}.cluster-label.debt{color:var(--orange);border-color:var(--orange);}.cluster-label.income{color:var(--blue);border-color:var(--blue);}.cluster-label.investing{color:var(--purple);border-color:var(--purple);}.tool-grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(260px,1fr));gap:20px;}.tool-card{background:white;border-radius:12px;padding:28px 24px;border:1px solid var(--border);transition:all 0.3s ease;cursor:pointer;text-decoration:none;color:inherit;display:block;position:relative;overflow:hidden;}.tool-card::before{content:'';position:absolute;top:0;left:0;right:0;height:4px;border-radius:12px 12px 0 0;transition:height 0.3s;}.tool-card:hover{transform:translateY(-4px);box-shadow:0 12px 32px var(--shadow-hover);border-color:transparent;}.tool-card:hover::before{height:4px;}.tool-card.mortgage::before{background:var(--green);}.tool-card.debt::before{background:var(--orange);}.tool-card.income::before{background:var(--blue);}.tool-card.investing::before{background:var(--purple);}.tool-card .tool-icon{width:48px;height:48px;border-radius:10px;display:flex;align-items:center;justify-content:center;font-size:22px;margin-bottom:16px;}.tool-card.mortgage .tool-icon{background:#e8f5e9;color:var(--green);}.tool-card.debt .tool-icon{background:#fff3e0;color:var(--orange);}.tool-card.income .tool-icon{background:#e3f2fd;color:var(--blue);}.tool-card.investing .tool-icon{background:#f3e5f5;color:var(--purple);}.tool-card h3{font-family:var(--font-display);font-size:1.2rem;color:var(--navy);margin:0 0 8px;}.tool-card p{font-size:0.92rem;color:var(--text-light);margin:0;line-height:1.5;}.tool-card .cpc-badge{display:inline-block;font-family:var(--font-mono);font-size:0.7rem;padding:2px 8px;border-radius:4px;margin-top:12px;font-weight:500;}.tool-card.mortgage .cpc-badge{background:#e8f5e9;color:var(--green);}.tool-card.debt .cpc-badge{background:#fff3e0;color:var(--orange);}.tool-card.income .cpc-badge{background:#e3f2fd;color:var(--blue);}.tool-card.investing .cpc-badge{background:#f3e5f5;color:var(--purple);}.page-wrapper{max-width:var(--content-width);margin:0 auto;padding:40px 24px 80px;}.page-wrapper.wide{max-width:1100px;}.breadcrumb{font-size:0.85rem;color:var(--text-muted);margin-bottom:24px;}.breadcrumb a{color:var(--teal);text-decoration:none;}.breadcrumb a:hover{text-decoration:underline;}.calc-header h1{font-family:var(--font-display);font-size:2.4rem;color:var(--navy);margin:0 0 8px;line-height:1.2;}.calc-header .calc-desc{font-size:1.05rem;color:var(--text-light);margin:0 0 32px;line-height:1.6;}.calc-box{background:white;border-radius:16px;padding:32px;border:1px solid var(--border);box-shadow:0 4px 16px var(--shadow);margin-bottom:32px;}.calc-box h2{font-family:var(--font-display);font-size:1.4rem;color:var(--navy);margin:0 0 24px;padding-bottom:12px;border-bottom:2px solid var(--cream);}.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:20px;}.form-group{display:flex;flex-direction:column;}.form-group.full-width{grid-column:1 / -1;}.form-group label{font-size:0.88rem;font-weight:600;color:var(--navy);margin-bottom:6px;}.form-group label .hint{font-weight:400;color:var(--text-muted);font-size:0.8rem;}.form-group input,.form-group select{font-family:var(--font-mono);font-size:1rem;padding:12px 16px;border:1.5px solid var(--border);border-radius:8px;background:var(--cream);color:var(--navy);transition:border-color 0.2s,box-shadow 0.2s;}.form-group input:focus,.form-group select:focus{outline:none;border-color:var(--teal);box-shadow:0 0 0 3px rgba(42,157,143,0.15);}.input-prefix{position:relative;}.input-prefix::before{content:'$';position:absolute;left:12px;top:50%;transform:translateY(-50%);font-family:var(--font-mono);color:#bbb;font-size:0.85rem;pointer-events:none;z-index:1;}.input-prefix input{padding-left:28px;}.input-suffix{position:relative;}.input-suffix::after{content:attr(data-suffix);position:absolute;right:16px;top:50%;transform:translateY(-50%);font-family:var(--font-mono);color:var(--text-muted);font-size:0.9rem;pointer-events:none;}.input-suffix input{padding-right:40px;}.range-group{margin-top:4px;}.range-group input[type="range"]{width:100%;-webkit-appearance:none;height:10px;border-radius:5px;background:linear-gradient(to right,#2a9d8f,#c9a84c,#e76f51);outline:none;border:none;padding:0;cursor:pointer;}.range-group input[type="range"]::-webkit-slider-thumb{-webkit-appearance:none;width:26px;height:26px;border-radius:50%;background:white;cursor:pointer;border:3px solid var(--navy);box-shadow:0 2px 8px rgba(0,0,0,0.25);transition:transform 0.15s,box-shadow 0.15s;}.range-group input[type="range"]::-webkit-slider-thumb:hover{transform:scale(1.15);box-shadow:0 3px 12px rgba(0,0,0,0.35);}.range-group input[type="range"]::-webkit-slider-thumb:active{transform:scale(1.05);border-color:var(--teal);}.range-group input[type="range"]::-moz-range-thumb{width:26px;height:26px;border-radius:50%;background:white;cursor:pointer;border:3px solid var(--navy);box-shadow:0 2px 8px rgba(0,0,0,0.25);}.range-group input[type="range"]::-moz-range-track{height:10px;border-radius:5px;background:linear-gradient(to right,#2a9d8f,#c9a84c,#e76f51);border:none;}.range-value{font-family:var(--font-mono);font-size:0.9rem;color:var(--teal);font-weight:600;text-align:right;margin-top:4px;}.btn-calculate{display:inline-flex;align-items:center;gap:8px;font-family:var(--font-body);font-size:1rem;font-weight:600;padding:14px 36px;border:none;border-radius:10px;cursor:pointer;transition:all 0.2s;margin-top:8px;}.btn-calculate.green{background:var(--teal);color:white;}.btn-calculate.green:hover{background:#228b7e;transform:translateY(-1px);box-shadow:0 4px 12px rgba(45,106,79,0.3);}.btn-calculate.orange{background:var(--teal);color:white;}.btn-calculate.orange:hover{background:#228b7e;}.btn-calculate.blue{background:var(--teal);color:white;}.btn-calculate.blue:hover{background:#228b7e;}.btn-calculate.purple{background:var(--teal);color:white;}.btn-calculate.purple:hover{background:#228b7e;}.btn-calculate.teal{background:var(--teal);color:white;}.btn-calculate.teal:hover{background:#228b7e;}.results-box{background:white;border-radius:16px;padding:32px;border:1px solid var(--border);box-shadow:0 4px 16px var(--shadow);margin-bottom:32px;display:none;}.results-box.visible{display:block;animation:fadeIn 0.4s ease;}@keyframes fadeIn{from{opacity:0;transform:translateY(10px);}to{opacity:1;transform:translateY(0);}}.result-highlight{text-align:center;padding:24px;background:var(--cream);border-radius:12px;margin-bottom:24px;}.result-highlight .big-number{font-family:var(--font-display);font-size:3rem;font-weight:700;color:var(--navy);line-height:1;}.result-highlight .big-label{font-size:0.95rem;color:var(--text-light);margin-top:4px;}.result-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(180px,1fr));gap:16px;margin-bottom:24px;}.result-item{text-align:center;padding:16px;background:var(--cream);border-radius:10px;}.result-item .value{font-family:var(--font-mono);font-size:1.3rem;font-weight:700;color:var(--navy);}.result-item .label{font-size:0.82rem;color:var(--text-light);margin-top:2px;}.amort-table-wrap{max-height:400px;overflow-y:auto;border:1px solid var(--border);border-radius:8px;margin-top:16px;}.amort-table{width:100%;border-collapse:collapse;font-size:0.85rem;}.amort-table th{font-family:var(--font-body);font-weight:600;font-size:0.78rem;text-transform:uppercase;letter-spacing:0.5px;color:white;background:var(--navy);padding:10px 12px;position:sticky;top:0;text-align:right;}.amort-table th:first-child{text-align:center;}.amort-table td{font-family:var(--font-mono);padding:8px 12px;border-bottom:1px solid #eee;text-align:right;font-size:0.82rem;}.amort-table td:first-child{text-align:center;color:var(--text-muted);}.amort-table tr:nth-child(even){background:var(--cream);}.chart-container{margin:24px 0;padding:16px;background:var(--cream);border-radius:12px;}.chart-container canvas{max-height:350px;}.content-section{background:white;border-radius:16px;padding:40px 36px;border:1px solid var(--border);margin-bottom:24px;}.content-section h2{font-family:var(--font-display);font-size:1.6rem;color:var(--navy);margin:0 0 16px;}.content-section h3{font-family:var(--font-display);font-size:1.2rem;color:var(--navy);margin:24px 0 8px;}.content-section p{margin:0 0 14px;color:var(--text);line-height:1.75;}.content-section ul{padding-left:20px;margin:0 0 14px;}.content-section li{margin-bottom:6px;line-height:1.6;color:var(--text);}.faq-item{border-bottom:1px solid var(--border);padding:16px 0;}.faq-item:last-child{border-bottom:none;}.faq-q{font-family:var(--font-display);font-size:1.05rem;color:var(--navy);cursor:pointer;display:flex;justify-content:space-between;align-items:center;user-select:none;}.faq-q::after{content:'+';font-size:1.4rem;color:var(--teal);font-weight:300;transition:transform 0.3s;}.faq-item.open .faq-q::after{content:'\2212';}.faq-a{max-height:0;overflow:hidden;transition:max-height 0.3s ease,padding 0.3s;color:var(--text-light);line-height:1.7;}.faq-item.open .faq-a{max-height:500px;padding-top:12px;}.related-tools{display:grid;grid-template-columns:repeat(auto-fill,minmax(220px,1fr));gap:16px;margin-top:20px;}.related-card{padding:20px;background:var(--cream);border-radius:10px;text-decoration:none;color:inherit;transition:all 0.2s;border:1px solid transparent;}.related-card:hover{border-color:var(--teal);transform:translateY(-2px);box-shadow:0 4px 12px var(--shadow);}.related-card h4{font-family:var(--font-display);font-size:1rem;color:var(--navy);margin:0 0 4px;}.related-card p{font-size:0.82rem;color:var(--text-muted);margin:0;}.footer{background:var(--navy);color:rgba(255,255,255,0.7);padding:48px 24px 32px;margin-top:60px;}.footer-inner{max-width:var(--max-width);margin:0 auto;display:grid;grid-template-columns:2fr 1fr 1fr 1fr;gap:40px;}.footer h4{font-family:var(--font-display);color:white;font-size:1rem;margin:0 0 16px;}.footer p{font-size:0.88rem;line-height:1.6;margin:0 0 8px;}.footer 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.2s;box-shadow:0 2px 12px rgba(0,0,0,0.06);}.hp-search::placeholder{color:#99aab0;}.hp-search:focus{border-color:var(--teal);box-shadow:0 2px 16px rgba(42,157,143,0.15);}.hp-search-icon{position:absolute;left:16px;top:50%;transform:translateY(-50%);width:20px;height:20px;color:#99aab0;pointer-events:none;}.hp-search-results{position:absolute;top:100%;left:0;right:0;background:#fff;border-radius:12px;box-shadow:0 8px 32px rgba(0,0,0,0.18);margin-top:6px;max-height:320px;overflow-y:auto;display:none;z-index:50;}.hp-search-results.show{display:block;}.hp-search-results a{display:flex;align-items:center;gap:12px;padding:12px 16px;color:var(--text);text-decoration:none;border-bottom:1px solid var(--border);font-size:.92rem;transition:background .15s;}.hp-search-results a:hover{background:rgba(42,157,143,0.06);}.hp-search-results a:last-child{border-bottom:none;}.hp-search-results .sr-cat{font-size:.72rem;color:var(--teal);font-weight:600;text-transform:uppercase;letter-spacing:.5px;}.hp-search-results .sr-name{font-weight:600;color:var(--navy);}.hp-stats{display:flex;justify-content:center;gap:32px;flex-wrap:wrap;margin-top:4px;}.hp-stat{color:#667788;font-size:.88rem;}.hp-stat strong{color:var(--navy);font-family:var(--font-mono);font-size:1.3rem;display:block;}.hp-section{padding:48px 24px;}.hp-section-inner{max-width:1200px;margin:0 auto;}.hp-section-title{font-family:var(--font-display);color:var(--navy);font-size:clamp(1.3rem,2vw,1.7rem);margin-bottom:24px;padding-bottom:8px;border-bottom:2px solid var(--border);}.hp-popular{display:grid;grid-template-columns:repeat(auto-fill,minmax(270px,1fr));gap:12px;}.hp-pop-card{display:flex;align-items:center;gap:14px;padding:16px 18px;border:1px solid var(--border);border-radius:12px;text-decoration:none;color:var(--text);transition:all .2s;background:#fff;min-height:76px;}.hp-pop-card:hover{border-color:var(--teal);box-shadow:0 4px 16px var(--shadow);transform:translateY(-2px);}.hp-pop-icon{width:48px;height:48px;border-radius:12px;display:flex;align-items:center;justify-content:center;flex-shrink:0;}.hp-pop-icon svg{width:28px;height:28px;}.hp-pop-card strong{display:block;font-size:.92rem;color:var(--navy);margin-bottom:2px;}.hp-pop-card span{font-size:.78rem;color:var(--text-muted);line-height:1.3;}.hp-categories{background:var(--cream);}.hp-cat-grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(340px,1fr));gap:20px;}.hp-cat{background:#fff;border:1px solid var(--border);border-radius:14px;overflow:hidden;}.hp-cat-head{padding:18px 20px;display:flex;justify-content:space-between;align-items:center;border-bottom:3px solid;}.hp-cat-head h3{font-family:var(--font-display);font-size:1.05rem;color:var(--navy);margin:0;}.hp-cat-count{font-size:.75rem;color:var(--text-muted);font-weight:600;background:var(--cream);padding:3px 10px;border-radius:20px;}.hp-cat-links{padding:14px 20px;display:flex;flex-wrap:wrap;}.hp-cat-links a{display:block;width:50%;padding:7px 0;font-size:.88rem;color:var(--text);text-decoration:none;transition:color .15s;}.hp-cat-links a:hover{color:var(--teal);}.hp-cta{padding:40px 24px 48px;}.no-results{text-align:center;padding:40px;color:var(--text-muted);font-size:.95rem;}@media(max-width:768px){.hp-hero{padding:40px 16px 36px;min-height:auto;}.hp-hero h1{font-size:1.8rem;}.hp-subtitle{font-size:1rem;}.hp-popular{grid-template-columns:1fr;}.hp-cat-grid{grid-template-columns:1fr;}.hp-cat-links a{width:100%;font-size:.95rem;padding:9px 0;}.hp-stats{gap:20px;}.hp-stat strong{font-size:1.1rem;}.hp-section{padding:32px 16px;}.hp-section-title{font-size:1.3rem;}.hp-pop-card strong{font-size:1rem;}.hp-pop-card span{font-size:.85rem;}}@media(prefers-color-scheme:dark){.hp-hero{background:linear-gradient(135deg,#1a1a2e 0%,#1e2540 40%,#192030 100%);}.hp-hero h1{color:#e8e8f0;}.hp-hero h1 span{color:#3ab8a8;}.hp-subtitle{color:rgba(255,255,255,0.65);}.hp-search{background:#2a2a48;border-color:#444;color:#e0e0e0;box-shadow:none;}.hp-search::placeholder{color:#777;}.hp-search-results{background:#222240;}.hp-search-results a{color:#e0e0e0;border-color:#333;}.hp-search-results .sr-name{color:#e8e8f0;}.hp-stat{color:rgba(255,255,255,0.5);}.hp-stat strong{color:#e8e8f0;}.hp-pop-card{background:#222240;border-color:#333;}.hp-pop-card strong{color:#e8e8f0;}.hp-categories{background:#1a1a2e;}.hp-cat{background:#222240;border-color:#333;}.hp-cat-head h3{color:#e8e8f0;}.hp-cat-count{background:#2a2a48;}.hp-cat-links a{color:#bbb;}.hp-cat-links a:hover{color:#3ab8a8;}.hp-section-title{color:#e8e8f0;border-color:#333;}}@media(max-width:768px){body{font-size:1rem;line-height:1.7;}.calc-header h1{font-size:1.5rem;}.calc-desc{font-size:1rem;}.content-section h2{font-size:1.2rem;}.content-section p{font-size:1rem;line-height:1.7;}.form-group label{font-size:.95rem;}.form-group input,.form-group select{font-size:1rem;padding:12px 14px;}.btn-calculate{font-size:1.05rem;padding:14px;}.big-number{font-size:1.8rem;}.result-item .value{font-size:1.1rem;}.result-item .label{font-size:.85rem;}.faq-q{font-size:1rem;}.faq-a{font-size:.95rem;line-height:1.65;}.footer{font-size:.9rem;}.footer-heading{font-size:.95rem;}}@media(prefers-color-scheme:dark){:root{--cream:#1a1a2e;--navy:#e8e8f0;--text:#e0e0e0;--text-light:#aaa;--text-muted:#888;--border:#333;--shadow:rgba(0,0,0,0.3);--green:#3ab8a8;}body{background:#1a1a2e;color:#e0e0e0;}.nav{background:#0f0f20 !important;}.nav-brand{color:#e8e8f0 !important;}.nav-brand span{color:#3ab8a8 !important;}.nav-links{background:#0f0f20 !important;}.nav-links a{color:rgba(255,255,255,0.7) !important;}.nav-links a:hover{color:#fff !important;background:rgba(255,255,255,0.08) !important;}.nav-links a.active{color:#fff !important;background:rgba(58,184,168,0.2) !important;}.nav-hamburger{color:#e8e8f0 !important;}main,.page-wrapper{background:#1a1a2e !important;}.breadcrumb{color:#888;}.breadcrumb a{color:#3ab8a8;}.calc-header h1{color:#e8e8f0;}.calc-desc{color:#aaa;}.calc-box{background:#222240;border-color:#333;}.calc-box h2{color:#e8e8f0;}.form-group label{color:#ccc;}.form-group input,.form-group select{background:#2a2a48 !important;border-color:#444 !important;color:#e0e0e0 !important;}.form-group input:focus,.form-group select:focus{border-color:#3ab8a8 !important;box-shadow:0 0 0 3px rgba(58,184,168,0.15) !important;}.form-group input::placeholder{color:#666;}.input-prefix::before,.input-suffix::after{color:#888 !important;}.btn-calculate{background:#3ab8a8;color:#fff;}.btn-calculate:hover{background:#2d9a8c;}.results-box{background:#222240;border-color:#333;}.result-highlight{background:rgba(58,184,168,0.08);border-color:#444;}.result-highlight .big-number{color:#3ab8a8;}.result-highlight .label{color:#aaa;}.result-item{background:#2a2a48;border-color:#333;}.result-item .value{color:#e8e8f0;}.result-item .label{color:#888;}.result-grid{border-color:#333;}.content-section{background:#222240;border-color:#333;}.content-section h2{color:#e8e8f0;}.content-section p{color:#ccc;}.content-section a{color:#3ab8a8;}.faq-item{border-color:#333;}.faq-q{color:#e8e8f0;}.faq-a{color:#bbb;}table{color:#e0e0e0;}table tr{border-color:#333 !important;}table td,table th{color:#e0e0e0;}.footer{background:#0f0f20 !important;color:#aaa;}.footer a{color:#888;}.footer a:hover{color:#3ab8a8;}.footer-heading{color:#e8e8f0;}.footer-bottom{border-color:#222;color:#666;}.footer-bottom a{color:#888;}.content-section[style*="border-left:4px solid var(--teal)"]{background:rgba(58,184,168,0.06) !important;}.hp-hero{background:linear-gradient(135deg,#1a1a2e 0%,#1e2540 40%,#192030 100%) !important;}.hp-hero h1{color:#e8e8f0 !important;}.hp-hero h1 span{color:#3ab8a8 !important;}.hp-subtitle{color:rgba(255,255,255,0.65) !important;}.hp-search{background:#2a2a48 !important;border-color:#444 !important;color:#e0e0e0 !important;box-shadow:none !important;}.hp-search::placeholder{color:#666 !important;}.hp-search-icon{color:#666 !important;}.hp-search-results{background:#222240 !important;}.hp-search-results a{color:#e0e0e0 !important;border-color:#333 !important;}.hp-search-results a:hover{background:rgba(58,184,168,0.08) !important;}.hp-search-results .sr-name{color:#e8e8f0 !important;}.hp-stat{color:rgba(255,255,255,0.5) !important;}.hp-stat strong{color:#e8e8f0 !important;}.hp-section{background:#1a1a2e;}.hp-section-title{color:#e8e8f0 !important;border-color:#333 !important;}.hp-pop-card{background:#222240 !important;border-color:#333 !important;}.hp-pop-card:hover{border-color:#3ab8a8 !important;}.hp-pop-card strong{color:#e8e8f0 !important;}.hp-pop-card span{color:#888 !important;}.hp-categories{background:#151528 !important;}.hp-cat{background:#222240 !important;border-color:#333 !important;}.hp-cat-head h3{color:#e8e8f0 !important;}.hp-cat-count{background:#2a2a48 !important;color:#aaa !important;}.hp-cat-links a{color:#bbb !important;}.hp-cat-links a:hover{color:#3ab8a8 !important;}.hp-cta{background:#1a1a2e;}.hp-cta h2{color:#e8e8f0;}.hp-cta p{color:#aaa;}.hp-categories .content-section{background:#222240 !important;}.hp-categories .content-section h3{color:#e8e8f0 !important;}.hp-categories .content-section ul a{color:#3ab8a8 !important;}.calc-sidebar{scrollbar-color:rgba(58,184,168,0.3) transparent;}.sidebar-cluster{background:#222240 !important;border-color:#333 !important;}.sidebar-cluster h4{color:#e8e8f0 !important;}.sidebar-cluster a{color:#aaa !important;}.sidebar-cluster a:hover{background:#2a2a48 !important;color:#3ab8a8 !important;}.sidebar-cluster a.active{background:#3ab8a8 !important;color:white !important;}.mini-calc{background:#222240 !important;border-color:#444 !important;}.mini-calc h4{color:#e8e8f0 !important;}.mini-calc input{background:#2a2a48 !important;border-color:#444 !important;color:#e0e0e0 !important;}.mini-calc .mc-btn{background:#2a2a48 !important;border-color:#444 !important;color:#e0e0e0 !important;}article.content-section{background:#222240;}article h1{color:#e8e8f0;}article p{color:#ccc;}article a{color:#3ab8a8;}.chart-container{background:#222240;border-color:#333;}#scrollTop{background:rgba(58,184,168,0.9);}#fc-toggle{background:#222240 !important;}.fch{background:#0f0f20 !important;}.fcm{background:#1a1a2e !important;}.fc-msg-a{background:#222240 !important;color:#e0e0e0 !important;}.fci{background:#1a1a2e !important;border-color:#333 !important;}.fci textarea{background:#222240 !important;border-color:#444 !important;color:#e0e0e0 !important;}body{background-image:none !important;}}
/* Force all calculate buttons to teal */
.btn-calculate,.btn-calculate:hover{background:var(--teal)!important;color:white!important;}
.btn-calculate:hover{background:#228b7e!important;}