Real Estate Commission Calculator
Calculate agent commissions, closing costs, and net proceeds from selling your home. See exactly how much you keep after all fees.
Enter Your Details
Understanding Real Estate Commissions
Traditionally, home sellers pay 5-6% of the sale price in total agent commissions, split between the listing agent and buyer's agent. On a $400,000 home at 5.5%: total commission = $22,000 ($11,000 per agent). This is the single largest transaction cost in real estate.
Following the 2024 NAR settlement, commission structures are changing. Buyer agent compensation is no longer automatically offered through the MLS, and buyers may negotiate their agent's fee separately. This means sellers may have more flexibility to negotiate lower total commissions. Average rates have already begun declining from 5.5% toward 5% in many markets.
Seller Closing Costs Beyond Commission
Beyond agent commissions, sellers typically pay: Transfer taxes (0.1-2% of sale price depending on state/county), title insurance (buyer's policy, $500-$2,000), attorney fees ($500-$1,500 in states requiring attorney closings), prorated property taxes, and HOA transfer fees ($200-$500 if applicable). Total seller closing costs typically run 8-10% of sale price including commission. On a $400,000 sale, expect $32,000-$40,000 in total costs. Check the buyer side with our Closing Cost Calculator.