Age in Bonds Rule
RetirementA simplified asset allocation rule suggesting your bond percentage should equal your age (60 years old = 60% bonds).
Example
Example: For someone with $300,000 in retirement savings planning to retire at 65, age in bonds rule directly affects their strategy. Since it involves a simplified asset allocation rule suggesting your bond percentage should equal your age, understanding this concept could mean an extra $50,000-$100,000 in retirement assets. Plan with our retirement calculator.