How Does Your Money Compare?

National government data side-by-side with real-time community averages from thousands of FinCalcs calculations. See where you stand.

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These benchmarks update in real-time from our calculator community. Run any calculator to contribute your anonymous data point and see how you compare. Start with our most popular tools:
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Methodology & Sources

National benchmarks come from the Federal Reserve Survey of Consumer Finances (2022), U.S. Census Bureau, Bureau of Labor Statistics, IRS Statistics of Income, Kaiser Family Foundation Employer Health Benefits Survey, FRED Economic Data, Experian Consumer Debt Study, and the National Association of Realtors. These are updated when new government data releases (annually or triennially depending on source).

FinCalcs community benchmarks are computed from anonymized, aggregated calculator inputs across fincalcs.co. No personally identifiable information is collected — only numeric values (loan amounts, savings targets, salary figures, etc.) are aggregated. Community averages tend to skew higher than national medians because FinCalcs users are actively managing their finances, which self-selects for higher financial engagement. Use national data as the baseline, community data as the engaged-saver benchmark.

Directional arrows on national data show change from the prior data release (e.g., 2022 vs 2019 for SCF data). Arrows on community data show change from the prior weekly snapshot. Green arrows indicate favorable movement, red indicates unfavorable, gray is neutral.

Benchmarks are for informational purposes only. Individual circumstances vary. This is not financial advice. Full Disclaimer