2026 wage-illustration feature copy reviewed. Last reviewed: . This date covers that feature copy only.

Your finances, projected forward

FinCalcs Pro adds a planning layer on top of free calculators — see your net worth over 30 years, explore a limited 2026 federal W-2 illustration, and get personalized alerts when it matters.

Net worth timeline

3 projection scenarios over 5–30 years

2026 2056
Pessimistic Expected Optimistic

2026 wage tax illustration

Limited federal W-2 scope; eligibility limits apply

Regular federal income tax before credits and AMT, with separate employee payroll components.

One worker and employer; basic standard deduction and traditional 401(k) deferrals. Joint filing assumes no spouse income.

No state taxes, refund estimate, or optimization savings.

Smart alerts

14 personalized rules matched to your data

REFINANCE
Rates at 6.42% — save $197/mo
EMERGENCY FUND
2.3 months covered, target is 6

Scenario snapshots

Compare 3 life plans side by side

Stay put
$1.4M
Move
$1.6M
Aggressive
$1.9M

Couples mode

Shared household dashboard with your partner

Household NW
$142K
Combined score
74

Year-in-review PDF

6-page branded report + monthly digest

Cover + Score + Net Worth + Activity + Projections + Goals

Free

$0
Forever free
  • 341 financial calculators
  • Financial Health Checkup (A-F grade)
  • What-If Simulator (20 scenarios)
  • Money Personality + Home Readiness quizzes
  • Savings challenges (52-week, 100-envelope, no-spend)
  • FC Benchmarks + FC Pulse (live data)
  • Live rates from the Federal Reserve
  • Financial Glossary (780+ terms)
  • Save & sync your results
  • 2 of 7 health score categories
  • Net worth timeline
  • 2026 wage tax illustration
  • Smart alerts
  • Scenario snapshots
  • Couples mode
  • Year-in-review PDF
Continue with Free

FinCalcs Pro

$9/mo
or $80/year (save $28)
  • Everything in Free
  • Net Worth Timeline — 30-year projection, 3 scenarios
  • 2026 Wage Tax Illustration — limited federal W-2 scope
  • Smart Alerts — 14 personalized rules with actions
  • Scenario Snapshots — compare 3 life plans
  • Couples Mode — shared household dashboard
  • Year-in-Review PDF — polished 6-page report
  • Monthly Digest — your financial pulse
  • Unlimited saved calculator results
  • Full 7-category health score breakdown
  • All 7 financial plan areas
  • 3 personalized next-step cards (vs 1)
  • All 27 achievement milestones
Start Pro — $9/month Go Annual — $80/year (save $28)

30-day money-back guarantee. Try Pro risk-free. If it's not for you, email us within 30 days for a full refund — no questions asked.

Questions

Can I cancel anytime?
Yes. Cancel from your account page or the Stripe customer portal anytime. Your Pro features remain active until the end of your billing period.
What payment methods do you accept?
All major credit and debit cards (Visa, Mastercard, Amex, Discover) via Stripe. Your payment information is handled entirely by Stripe and never touches our servers.
Do I need an account to subscribe?
A free FinCalcs account is recommended for the best experience (cloud sync, dashboard). However, Pro features also work with local-only data from the Financial Health Checkup.
What happens to my data if I cancel?
Your saved calculator results, checkup history, and account remain intact. You simply lose access to Pro-only features (PDF reports, annual review, document vault notes, partner access, unlimited saves). You can re-subscribe anytime to regain access.