Privacy Policy

Last updated: March 15, 2026

FinCalcs ("we," "us," or "our") operates the website at fincalcs.co. This Privacy Policy describes our practices regarding the collection, use, and disclosure of information when you use our service.

1. Information We Collect

Calculator Data: All calculator inputs and results are processed entirely in your browser. No financial data you enter into our calculators is transmitted to or stored on our servers.

Log Data: When you visit our site, we may collect information your browser sends, including your IP address, browser type, referring pages, pages visited, time and date of visit, and time spent on pages. This data is collected through analytics services and is used to understand usage patterns and improve our service.

Contact Form: If you contact us through our form, we collect your email address, subject, and message content solely for the purpose of responding to your inquiry.

2. Analytics

We use Google Analytics (GA4) to understand how visitors use our site. Google Analytics uses cookies to collect anonymous usage data including pages visited, time on site, and general geographic location. This information helps us improve our calculators and content. You can opt out of Google Analytics by installing the Google Analytics Opt-Out Browser Add-on.

3. Advertising & Cookies

We display advertisements through Google AdSense and other advertising networks. These services use cookies and similar technologies to serve ads based on your prior visits to this and other websites. Google uses the DART cookie to serve ads based on your browsing activity. You may opt out of the DART cookie at Google Ad Settings.

Third-party ad networks may use non-personally identifiable information (such as browser type, time and date, subject of advertisements clicked) to provide advertisements likely to be of interest to you. To learn more or opt out, visit optout.networkadvertising.org or aboutads.info/choices.

You can manage cookie preferences through your browser settings. Disabling cookies may affect the functionality of certain features on our site.

4. Affiliate Links

Some links on FinCalcs are affiliate links. When you click an affiliate link and complete a qualifying action, we may earn a commission at no cost to you. Affiliate relationships do not influence our calculator results or editorial content. Affiliate links are identified where they appear.

5. Sponsored Content

FinCalcs may publish sponsored content from selected financial services companies. All sponsored content is clearly labeled as "Sponsored," "Paid Partnership," or "Advertisement." Sponsored content is reviewed for accuracy but represents the views of the sponsoring party. Sponsored placements do not appear within calculator tools and do not alter calculator results.

6. Third-Party Links

Our site may contain links to third-party websites. We are not responsible for the content, privacy policies, or practices of external sites. We encourage you to review the privacy policy of any site you visit through links on FinCalcs.

7. Children's Privacy

Our service is not directed at anyone under the age of 13. We do not knowingly collect personally identifiable information from children under 13. If we discover that a child under 13 has provided personal information, we will delete it promptly. If you are a parent or guardian and believe your child has provided us with personal information, please contact us.

8. GDPR Compliance (EU Users)

If you are located in the European Economic Area, you have rights under the General Data Protection Regulation (GDPR). You have the right to access, rectify, or delete your personal data; the right to restrict or object to processing; and the right to data portability. To exercise these rights, contact us at hello@fincalcs.co. Our legal basis for processing data is legitimate interest (improving our service) and consent (where cookies are used).

9. CCPA Compliance (California Users)

If you are a California resident, you have rights under the California Consumer Privacy Act (CCPA). You have the right to know what personal information we collect and how it is used; the right to request deletion of your personal information; and the right to opt out of the sale of personal information. We do not sell personal information. To exercise your rights, contact us at hello@fincalcs.co.

10. Data Security

We use commercially reasonable measures to protect information collected through our service. However, no method of electronic transmission or storage is 100% secure. We cannot guarantee absolute security of data transmitted to or from our site.

11. Changes to This Policy

We may update this Privacy Policy from time to time. Changes will be posted on this page with an updated "Last updated" date. We encourage you to review this page periodically. Changes are effective immediately upon posting.

12. Contact

For questions about this Privacy Policy, contact us at hello@fincalcs.co.