Terms of Use

Last updated: March 15, 2026

Acceptance of Terms

By accessing and using FinCalcs (fincalcs.co), you agree to comply with these Terms of Use. If you do not agree with any part of these terms, please discontinue use of the website immediately.

Description of Service

FinCalcs provides free online financial calculators and educational content for informational and planning purposes. All calculator tools are provided "as is" without warranty of any kind.

Not Financial Advice

The calculators, content, and information on FinCalcs are for educational and informational purposes only and do not constitute financial, tax, legal, or investment advice. Results are estimates based on the information you provide and standard financial formulas. You should consult qualified professionals — including financial advisors, CPAs, tax professionals, and attorneys — before making financial decisions. We are not responsible for actions taken based on information provided on this site.

Accuracy

While we strive for accuracy in all calculators and content, we do not guarantee that results are error-free, complete, or current. Tax rates, contribution limits, and regulatory figures change periodically, and our calculators may not reflect the most recent changes at all times. If you discover an error, please report it to us at hello@fincalcs.co.

Intellectual Property

All content on FinCalcs, including text, calculators, graphics, and code, is the property of FinCalcs and is protected by copyright. You may link to any page on FinCalcs. You may not reproduce, duplicate, copy, sell, or exploit any portion of the site for commercial purposes without explicit written permission.

User Conduct

You agree not to: use the site in any way that violates applicable laws; attempt to access, decompile, or reverse-engineer any source code; interfere with or disrupt the site or its servers; or use the site to transmit harmful or misleading content.

Third-Party Links

FinCalcs contains links to third-party websites, including affiliate partner sites. We are not responsible for the content, accuracy, or privacy practices of external sites. Clicking a third-party link directs you to that site's terms and policies.

Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, FINCALCS SHALL NOT BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, OR CONSEQUENTIAL DAMAGES ARISING FROM YOUR USE OF OR INABILITY TO USE THE WEBSITE, INCLUDING BUT NOT LIMITED TO DAMAGES RESULTING FROM RELIANCE ON CALCULATOR RESULTS OR INFORMATION PROVIDED ON THE SITE.

Disclaimer of Warranties

THE WEBSITE AND ALL CALCULATORS ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT.

Changes to Terms

We reserve the right to modify these Terms of Use at any time. Changes are effective immediately upon posting. Your continued use of the site after changes constitutes acceptance of the revised terms.

Governing Law

These Terms shall be governed by and construed in accordance with the laws of the United States, without regard to conflict of law provisions.

Contact

Questions about these Terms of Use may be directed to hello@fincalcs.co.