Credit Score
CreditA three-digit number (300-850) representing your creditworthiness, based on payment history, amounts owed, credit length, mix, and new credit.
Example
Example: Your FICO score is 680. On a $350,000 mortgage, you qualify at 6.75% with a $2,270/month payment. Improving to 740 drops your rate to 6.25%, saving $115/month — that is $41,400 over 30 years. The 60-point improvement costs you nothing but pays back $41,400. Use our credit score calculator to see your potential gains.