Flood Insurance
InsuranceSeparate insurance covering flood damage, not included in standard homeowner's policies, available through NFIP or private insurers.
Example
Example: When shopping for coverage, understanding flood insurance helps you avoid overpaying or being underinsured. For a family of four, the difference between plans that handle flood insurance differently can mean $2,000-$5,000/year in out-of-pocket costs. Compare plans with our insurance comparison calculator.