Graded Vesting
RetirementA vesting schedule where you gradually earn ownership of employer contributions over several years, such as 20% per year over 5 years.
Example
Example: For someone with $300,000 in retirement savings planning to retire at 65, graded vesting directly affects their strategy. Since it involves a vesting schedule where you gradually earn ownership of employer contributions over, understanding this concept could mean an extra $50,000-$100,000 in retirement assets. Plan with our retirement calculator.