High-Deductible Health Plan (HDHP)
InsuranceA health plan with higher deductibles and lower premiums, required for HSA eligibility ($1,600+ individual / $3,200+ family in 2024).
Example
Example: When shopping for coverage, understanding high-deductible health plan (hdhp) helps you avoid overpaying or being underinsured. For a family of four, the difference between plans that handle high-deductible health plan (hdhp) differently can mean $2,000-$5,000/year in out-of-pocket costs. Compare plans with our insurance comparison calculator.