Out-of-Pocket Maximum
InsuranceThe most you'll pay for covered healthcare services in a plan year, after which insurance covers 100%.
Example
Example: When shopping for coverage, understanding out-of-pocket maximum helps you avoid overpaying or being underinsured. For a family of four, the difference between plans that handle out-of-pocket maximum differently can mean $2,000-$5,000/year in out-of-pocket costs. Compare plans with our insurance comparison calculator.