HomeFinancial Glossary › PITI (Principal, Interest, Taxes, Insurance)

PITI (Principal, Interest, Taxes, Insurance)

Real Estate
The four components of a typical monthly mortgage payment — the total housing cost lenders evaluate.

Example

Example: If you are buying a $400,000 home, understanding piti (principal, interest, taxes, insurance) could save you thousands during the purchase and ownership process. This concept directly affects your monthly costs, equity building, or resale value. Run your numbers with our mortgage calculator.

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