Pre-Existing Condition
InsuranceA health condition that existed before insurance coverage began, which cannot be used to deny coverage under the ACA.
Example
Example: When shopping for coverage, understanding pre-existing condition helps you avoid overpaying or being underinsured. For a family of four, the difference between plans that handle pre-existing condition differently can mean $2,000-$5,000/year in out-of-pocket costs. Compare plans with our insurance comparison calculator.