Umbrella Policy
InsuranceA liability insurance policy providing coverage above and beyond your home and auto policy limits, typically starting at $1M.
Example
Example: When shopping for coverage, understanding umbrella policy helps you avoid overpaying or being underinsured. For a family of four, the difference between plans that handle umbrella policy differently can mean $2,000-$5,000/year in out-of-pocket costs. Compare plans with our insurance comparison calculator.