Minnesota Take-Home Pay Calculator
Calculate your Minnesota net pay after federal tax, state tax (9.85%), Social Security, Medicare, 401K contributions, and health insurance.
Enter Your Minnesota Salary Details
Minnesota (MN) uses a graduated state income tax system with rates ranging from 5.35-9.85%. Higher earners pay progressively more on income above each bracket threshold, similar to the federal tax system.
This calculator is for informational and educational purposes only. Results are estimates based on the information you provide and standard financial formulas. This is not financial advice. Consult a qualified financial advisor for decisions specific to your situation. Full Disclaimer
Minnesota Income Tax Overview
Minnesota has one of the highest state income tax rates, reaching 9.85% for top earners. The four-bracket system starts at 5.35%. Despite high taxes, Minnesota consistently ranks among the best states for quality of life.
Your total tax burden in Minnesota includes: Federal income tax (10-37% progressive brackets), State income tax (9.85%), Social Security (6.2% on first $168,600), and Medicare (1.45% + 0.9% additional above $200K). Use our general Take-Home Pay Calculator to compare with other states.
Compare Minnesota With Other States
See how your take-home pay compares:
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Minnesota (MN) Tax Details
| Detail | Minnesota |
|---|---|
| Tax structure | Progressive (5.35-9.85%) |
| Top marginal rate | 9.85% |
| Brackets | 5.35% on first $31,690, 6.8% on $31,691-$104,090, 7.85% on $104,091-$183,340, 9.85% on $183,341+ |
| Standard deduction | $14,575 single / $29,150 MFJ |
| Local income taxes | No |
| Social Security taxed? | Partially (above $78K single) |
| Tax burden rank (1=lowest) | #46 of 51 |
| Cost of living (US avg = 100) | 100% of national average |
Minnesota has one of the highest income tax rates in the country. However, it offers a generous standard deduction close to the federal amount and partially taxes Social Security only above $78,000 (single) or $100,000 (joint). The cost of living is at the national average.
Take-Home Pay Examples in Minnesota
Here is what you take home at common salary levels in Minnesota (single filer, standard deduction, no local tax, 2026 estimates):
| Gross salary | Federal tax | FICA | State tax | Annual take-home |
|---|---|---|---|---|
| $50,000 | $4,238 | $3,825 | ~$1,800 | ~$40,137 |
| $75,000 | $9,738 | $5,738 | ~$3,200 | ~$56,325 |
| $100,000 | $14,738 | $7,650 | ~$4,800 | ~$72,812 |
How Minnesota Compares to No-Tax States
Nine states have no income tax: Alaska, Florida, Nevada, New Hampshire, South Dakota, Tennessee, Texas, Washington, and Wyoming. On a $75,000 salary, moving to a no-income-tax state would save approximately $2,000-$4,500 annually in state taxes. However, those states often have higher property taxes or sales taxes to compensate, and cost of living differences can outweigh tax savings. Use our general take-home pay calculator to compare states side by side.
Additional Resources
Use these calculators for a complete financial picture in Minnesota: