Cost of Living: Chicago vs Dallas (2026)
Compare cost of living: Chicago vs Dallas. Rent, groceries, transport, and salary equivalents. Dallas is 22% cheaper.
Chicago is approximately 22% more expensive than Dallas overall. Moving from Chicago to Dallas could save you $4800+/year in rent alone. This comparison breaks down every major expense category so you can decide where your money goes further.
Side-by-Side Cost Comparison
Compare cost of living Chicago vs Dallas including housing, groceries, transportation, and taxes. This comparison calculator shows whether Chicago or Dallas is more affordable and how far your salary stretches in each city.
| Category | Chicago | Dallas | Difference |
|---|---|---|---|
| Cost of Living Index | 131 | 107 | +22% |
| Median 1BR Rent | $1,850/mo | $1,450/mo | +$400 |
| Median Salary | $62,000 | $58,000 | +$4,000 |
| Groceries (weekly) | $95 | $90 | +$5 |
| Transportation (monthly) | $105 | $98 | +$7 |
Index base: 100 = national average. Use our Cost of Living Calculator for a personalized comparison.
Salary Needed to Maintain Your Lifestyle
If you earn $75,000 in Chicago, you would need approximately $61,260 in Dallas to maintain the same standard of living. Conversely, $75,000 in Dallas requires $91,822 in Chicago.
| Salary in Chicago | Equivalent in Dallas |
|---|---|
| $50,000 | $40,840 |
| $75,000 | $61,260 |
| $100,000 | $81,679 |
| $125,000 | $102,099 |
| $150,000 | $122,519 |
Compare take-home pay: Take-Home Pay Calculator
Housing Deep Dive
Housing is the biggest cost difference. Median 1-bedroom rent is $1,850 in Chicago vs $1,450 in Dallas — $400/month or $4,800/year. If buying, use our Home Affordability Calculator to compare purchasing power in each city.