HMO (Health Maintenance Organization)
InsuranceA health plan requiring members to use in-network providers and get referrals from a primary care physician for specialists.
Example
Example: When shopping for coverage, understanding hmo (health maintenance organization) helps you avoid overpaying or being underinsured. For a family of four, the difference between plans that handle hmo (health maintenance organization) differently can mean $2,000-$5,000/year in out-of-pocket costs. Compare plans with our insurance comparison calculator.