PPO (Preferred Provider Organization)
InsuranceA health plan offering more provider flexibility than HMOs, with lower costs for in-network providers but coverage for out-of-network too.
Example
Example: When shopping for coverage, understanding ppo (preferred provider organization) helps you avoid overpaying or being underinsured. For a family of four, the difference between plans that handle ppo (preferred provider organization) differently can mean $2,000-$5,000/year in out-of-pocket costs. Compare plans with our insurance comparison calculator.