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Week of April 8, 2026
FinCalcs
Financial Pulse — Week of April 8, 2026
Your Weekly Financial Pulse — Rates, Moves & Insights
Your weekly snapshot of the rates, trends, and moves that matter. Data sourced from the Federal Reserve (FRED).
This Week's Impact
On a $405,300 home with 20% down, today's 30-year rate of 6.46% means a monthly P&I payment of $2,041.
▍Borrowing Rates
| Rate | Current | Change | |
|---|---|---|---|
| 30-Year Fixed Mortgage | 6.46% | → unchanged | Calculate → |
| 15-Year Fixed Mortgage | 5.77% | → unchanged | Calculate → |
| FHA Loan | 6.16% | → unchanged | Calculate → |
| Credit Card APR | 21.00% | ↑ 0.03pp | Calculate → |
| Personal Loan | 11.40% | ↓ 0.25pp | Calculate → |
| Auto Loan (new, 60mo) | 5.94% | → unchanged | Calculate → |
▍Saving & Economy
| Rate | Current | Change | |
|---|---|---|---|
| High-Yield Savings (APY) | 3.54% | → unchanged | Calculate → |
| 1-Year CD | 3.79% | → unchanged | Calculate → |
| Fed Funds Rate | 3.64% | → unchanged | |
| 10-Year Treasury | 4.25% | → unchanged | |
| Inflation (CPI) | 2.70% | → unchanged | Calculate → |
Yield Curve Signal
10Y-2Y spread: +0.54% — normal. The spread suggests normal economic expectations.
▍Your Money Move This Week
Credit card rates hit 21.00%. If you carry a balance, consolidating to a personal loan could save hundreds.
Run the numbers →▍Featured Calculator
Credit Card Payoff Calculator
Card rates rising — see how fast you can pay off your balance
Try it free →
▍Worth Reading
Best Debt Consolidation Loans 2026
Read now →
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Rates sourced from Federal Reserve FRED API. Updated April 8, 2026.
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