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Week of March 29, 2026
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Financial Pulse — Week of March 29, 2026
Your Weekly Financial Pulse — Rates, Moves & Insights
Your weekly snapshot of the rates, trends, and moves that matter. Data sourced from the Federal Reserve (FRED).
This Week's Impact
On a $417,000 home with 20% down, today's 30-year rate of 6.22% means a monthly P&I payment of $2,048.
▍Borrowing Rates
| Rate | Current | Change | |
|---|---|---|---|
| 30-Year Fixed Mortgage | 6.22% | → unchanged | Calculate → |
| 15-Year Fixed Mortgage | 5.54% | → unchanged | Calculate → |
| FHA Loan | 5.92% | → unchanged | Calculate → |
| Credit Card APR | 21.51% | → unchanged | Calculate → |
| Personal Loan | 12.35% | → unchanged | Calculate → |
| Auto Loan (new, 60mo) | 5.94% | → unchanged | Calculate → |
▍Saving & Economy
| Rate | Current | Change | |
|---|---|---|---|
| High-Yield Savings (APY) | 3.54% | ↓ 0.96pp | Calculate → |
| 1-Year CD | 3.79% | → unchanged | Calculate → |
| Fed Funds Rate | 3.64% | → unchanged | |
| 10-Year Treasury | 4.25% | → unchanged | |
| Inflation (CPI) | 2.70% | → unchanged | Calculate → |
Yield Curve Signal
10Y-2Y spread: +0.28% — nearly flat (caution). Historically, a flat or inverted yield curve has preceded recessions. Monitor closely.
▍Your Money Move This Week
Review your 401(k) contribution — even 1% more now compounds dramatically over decades. Are you capturing your full employer match?
Run the numbers →▍Featured Calculator
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▍Worth Reading
Best Personal Loans to Pay Off Credit Cards
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Rates sourced from Federal Reserve FRED API. Updated March 29, 2026.
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