Financial Checkup
1Your Income
Let's start with what you earn. This is the foundation of your financial picture.
2Housing
Housing is typically your biggest expense. The 28% rule says it shouldn't exceed 28% of gross income.
3Debt
Don't worry — most Americans carry some debt. We need the full picture to help you.
4Savings & Emergency Fund
An emergency fund is your #1 financial safety net. Experts recommend 3-6 months of expenses.
5Retirement
The earlier you start, the more compound interest works in your favor.
6Insurance & Protection
Insurance protects your financial progress from being wiped out by a single event.
7Credit Health
Your credit score affects interest rates on everything from mortgages to car loans — saving or costing you thousands.
8Spending Habits
Budgeting doesn't mean restriction — it means knowing where your money goes.
9Your Goals
Last step! What matters most to you right now?
Your Financial Health Score
Category Breakdown
Your Top Action Items
Track Your Progress Over Time
Create a free account to save your score and retake the checkup quarterly to see your improvement.
Create Free Account