Minimum Credit Card Payment Calculator
See the shocking truth of minimum payments. Calculate how long it takes and how much interest you'll pay making only the minimum.
Your data stays in your browser. Nothing is stored or sent to any server.
Enter Your Details
0
Years to Pay Off (Min Only)
$0
Total Amount Paid
$0
Total Interest
$0
First Month Payment
0x
Times Balance Paid
The Minimum Payment Trap
Making only minimum payments on an $8,000 balance at 22% APR takes over 30 years and costs over $15,000 in interest — nearly double the original balance. Even adding $50/month to the minimum dramatically reduces payoff time. Use our Credit Card Payoff Calculator to find a faster plan.